Suncoast One Title
Blog
How Should I Prepare The Inside For An Open House?
For many homes and markets, professional help from someone in “staging” makes good financial sense. Like this video say, check your staging options first.
If you are doing it yourself, here are 5 key tips.
One - Depersonalize.
You want the b...
What Are The Steps Involved In The FHA Loan Process?
The video puts this in more visual terms, but with the exception of a few additional forms the FHA loan application process is similar to that of a conventional loan.
With new automation measures FHA loans may be originated more quickly than before. And, if you don't...
Closing Costs Explained Visually
Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particularly if you are not ready for the closing costs that quickly accumulate.
Closing costs simply refer to the fees associated with various things associated with th...
What Are Real Estate Commissions?
Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction.
When one agent represents the sellers and another represents the buyers the commission is typically split bet...
What Are Discount Points?
Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling 1% of the total loan amount.
Generally, for each point paid on a
What Is An Escrow Account? Do I Need One?
As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges for homeowner's insurance mortgage insurance (if applicable), and property taxes.
Escrow accounts...
What Steps Need To Be Taken To Secure A Loan?
You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application.
To do so, you'll need the following information.
Pay stubs for the past 2-3 months.
W-2 forms for the pa...
What Should I Look Out For During The Final Walk-Through?
Well, as this story shows, this will likely be the first opportunity to examine the house without furniture giving you a clear view of everything.
Check the walls and ceilings carefully as well as any work the seller agreed to do in response to the inspection.
Any prob...
Title Insurance Explained Visually
What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesn’t the attorney or se...
How Should I Prepare For Internet Showing?
Today, your first “showing” will be on the Internet - you're watching this on the Internet, right?
Your price, listing description and PHOTOS determine whether someone will visit in person. Consider professional staging advice or help.
Prep for photos and vi...
How Should I Prepare The Outside For An Open House?
Professional “staging” may include the exterior, but if you’re doing it all yourself, try the five things outlined in this video.
1 - Landscape & lawn.
That...
Which Square Footage Figure Should I Use?
Home size is one of the key figures used in comparisons.
But you may have different measurements to choose from, as you'll learn in this video, including builder, appraiser, tax records and possibly owner records.
Which one is right, and which one is best?
The o...
6 Selling Mistakes
If you’re selling, don’t do these things - take some notes from the video!
1. Don’t Sell Before The House Is Ready.
If it doesn’t present well, it won’t sell well.
2. Don’t Over-Improve
People buy houses in neighborhood...
What Is An Appraisal?
Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties.
Appraisers don’t work for the buyer or the seller; their primary mission is actually to protect the lender who’s risking money against the home’s value....
What Does The Closing Process Involve When I Sell?
As this video explains, a signed sales contract doesn’t mean your house is sold. There are still financial, contractual and legal steps for both sides.
The buyer has to get financing to meet the contract terms - which includes credit checks.
The property is inspec...
Suncoast One Title
We are members of:
Get a Free Estimate
The team at Suncoast One Title will represent you with professionalism and integrity.
Schedule your free estimate with us today.