by suncoastonetitle | Mar 1, 2019 | Credit:
Watch this video and take a few notes! There are three major credit reporting companies: Equifax – www.equifax.com 1-800-685-1111 Experian – www.experian.com 1-888-397-3742 Trans Union – www.transunion.com 1-800-916-8800 Obtaining your credit...
by suncoastonetitle | Feb 25, 2019 | Credit:
As we show you in this video, a credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan....
by ttdev | Feb 6, 2019 | Credit:, Financing:, Mortgages:
What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back their loan over time. It’s a longer-term view that goes beyond immediate income, debt...
by ttdev | Feb 5, 2019 | Credit:, Going To Market:, Mortgages:, Sales Process:, Title and Closing
What is the Debt-to-Income Ratio? Can you afford to buy a house? Check out this short video to see how they decide if you might qualify for a mortgage! We close many loans in Port Charlotte, Punta Gorda and North Port, FL. Measuring your existing debts against...