by Eliot | Oct 13, 2025 | Title Insurance
The Foundation of Your Homeownership Journey Title insurance stands as a silent guardian in the realm of real estate transactions, often overlooked but crucial in providing peace of mind to homeowners. Imagine embarking on a journey to your dream home, only to...
by suncoastonetitle | Mar 4, 2019 | Federal Programs
While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal...
by suncoastonetitle | Mar 1, 2019 | Mortgages:
Usually, Yes. Like the guy in the video says, by sending in extra money each month or making an extra payment at the end of the year you can accelerate the process of paying off the loan. When you send extra money, be sure to indicate that the excess payment is...
by ttdev | Feb 26, 2019 | TRID
If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate – beyond tolerance limits for each category – the creditor must REFUND the excess to you no later than 60 calendar days after loan consummation. For charges subject...
by ttdev | Feb 26, 2019 | TRID
The Loan Estimate documents the essential facts and terms of an approved real estate loan. It includes: loan terms projected payments and loan costs cash and costs at closing time the services for which you CAN and CANNOT shop in relation to the loan summary...